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Loan & EMI Calculator

Free offline EMI and loan calculator for Android. Monthly EMI, total interest, and full amortization schedule instantly.

FreeOfflineNo AdsNo Login

Key Features

Everything you get — completely free

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Instant EMI — enter principal, interest rate, and tenure
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Full amortization schedule — month-by-month breakdown
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Compare up to 3 loans side-by-side simultaneously
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Principal vs interest split chart visualization
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Supports Home, Car, Personal, Education Loans
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Offline — no internet required
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Free — no ads, no login, no purchases

About Loan & EMI Calculator

The Loan & EMI Calculator is the most straightforward way to understand your loan before you sign. Enter the principal amount, annual interest rate, and loan tenure — instantly see your monthly EMI, total interest payable, and total repayment amount. The detailed amortization schedule breaks down every monthly payment into principal and interest components. The loan comparison tool lets you evaluate up to three loan offers side-by-side. Built for Indian borrowers. Fully offline — your financial data never leaves your device.

Frequently Asked Questions

EMI (Equated Monthly Instalment) is the fixed monthly payment to repay a loan. Formula: EMI = P × r × (1+r)^n / ((1+r)^n – 1), where P = principal, r = monthly rate, n = tenure in months.

Yes, enter details of up to 3 different loans and compare EMI, total interest, and total repayment side-by-side.

Yes, a full month-by-month schedule shows how much of each EMI goes toward principal vs interest.

No. The app works completely offline. All calculations are done on your device — no data sent anywhere.

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